The X’s and O’s of the Beef O’Brady’s Bowl predictions aren’t shared by many expert handicappers, but here at Bankroll Sports, we are giving up all of our insight and telling you all of the keys to the game for the UCF Knights vs. Ball State Cardinals. The Beef O’Brady’s Bowl picks are some of the hardest to make this year of all of the bowl games, so don’t miss out on all of our UCF vs. Ball State predictions!

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2012 Beef O’Brady’s Bowl: UCF Knights vs. Ball State Cardinals
2012 Beef O’Brady’s Bowl Location: Qualcomm Stadium, San Diego, CA
2012 Beef O’Brady’s Bowl Date/Time: Friday, December 21st, 7:30 p.m. (ET)
2012 Beef O’Brady’s Bowl On TV: ESPN, Watch ESPN

Key #1: Blake Bortles has to keep control of the football
The Knights only turned the ball over a grand total of 15 times this year, and just seven came off of the arm of Bortles. Keeping those picks down has been key for UCF to stay in games and to win them. It has been over five games since the last time Bortles threw an interception, and he is going to be determined to keep that up here in the Beef O’Brady’s Bowl. Ball State only picked off seven passes and forced seven fumbles this year, making it one of the worst teams in the nation in forced turnovers, lower than some of the worst teams in the land. It’s not that the Knights are going to win this game if they don’t turn the ball over, but if they do turn it over more than once, perhaps twice, they almost certainly have no chance whatsoever to win the game, as the team preaches playing good defense and running the football. This is a club that isn’t afraid to punt, and it has to take advantage of that by not turning it over.

Beef O’Brady’s Bowl Odds at BetRevolution Sportsbook
UCF Knights -7
Ball State Cardinals +7
Over/Under 61.5
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Key #2: Keith Wenning has to stay away from AJ Bouye
Wenning threw 10 picks this year for the Cardinals, but he still threw 22 TDs and has two great wide receivers in WR Willie Snead and WR Jamill Smith. The two men have combined for 151 receptions, 1,776 yards, and 13 TDs this year, and both can light up the Knights for sure if given the chance. However, Wenning has to be smart with the football. UCF’s best DB is Conference USA second team All-Conference DB AJ Bouye, who is one of the three players in the history of the school to return both a pick and a fumble for a touchdown in the same season. Bouye is probably the best player in this secondary, and he is one of the ones that might hear his name called in the NFL Draft come April. He can’t cover both Snead and Smith though, and Wenning has to be smart and figure out how to keep the ball away from the crafty senior, because disastrous things have been proven to potentially happen when push comes to shove when the ball comes his way.

Key #3: Jahwan Edwards has to poke some holes in the UCF defense
Part of the key to keeping the ball away from Bouye and those Knights’ defenders is going to be getting the ball going with the run. We know that RB Jahwan Edwards can run the ball and bust some big ones, as he averaged 6.1 yards per carry this year and had 14 trips to the end zone. But can the sophomore stay consistent? That’s the real question here, knowing that he has had four games this year with less than 80 yards and three with more than 140 yards. Edwards also had six games this year where he averaged over 6.0 yards per carry, but he also had four games in which he averaged less than 5.0 yards per carry as well. If Edwards doesn’t get up to that 5.0 yards per carry mark against a defense that ranked 64th in the nation against the rush, it is going to be a long day for Wenning and this passing attack in the teeth of a ferocious pass rush.

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The 2010 college football betting season is nearly here! Though anyone can rank the teams No. 1 to No. 25 in the nation in terms of SU records, here at Bankroll Sports, we are ranking our Top 25 underrated teams that could be monsters for your against the college football odds this season.

25. Ball State Cardinals (2-10, 6-5 ATS in 2009) – After a magical run in 2008 in which the Cardinals flirted with an undefeated season, Ball State came crashing back down to Earth last year under first-year HC Stan Parrish. However, this year Ball State returns their entire offense from 2009, including 2nd team All-MAC RB Miquale Lewis who should go down as the school’s all-time leading rusher with even a halfway decent 2010 campaign. The Cardinals have been friends to college football betting fans over the past five years, going 35-22-1 ATS in that span.

24. Air Force Falcons (8-5, 7-4-1 ATS in 2009) – Since taking over for the legendary Fisher DeBerry, HC Troy Calhoun has excelled in his first three years at the Air Force Academy, taking the Falcons to a 25-14 record and three straight Armed Forces Bowl appearances. QB Tim Jefferson is a dual-threat passer who can beat team with his arm or his legs and should be one of the best in the conference if he can stay healthy for the whole season.

23. Syracuse Orange (4-8, 6-5 ATS in 2009) – The Orange may be seen as a surprising candidate to be on this list, but Syracuse showed marked improvement in their first year under new HC Doug Marrone. Although the Orange managed just one more win in 2009 than in 2008, the Syracuse program showed signs of life for the first time in years, especially when the mass exodus of 20+ players prior to the start of the 2009 season is considered. The key to the offense will be RB Delone Carter who carried the ball for 1,021 yards and 11 TDs last year.

22. Rice Owls (2-10, 4-7-1 ATS in 2009) – Much like Ball State, Rice went from a fantastic 2008 CFB wagering season to a disastrous campaign in 2009. For the 2010 season though, the Owls bring back 18 starters and one of the more experienced offensive lines in the nation to provide protection for QB Nick Fanuzzi. Fanuzzi showed some promise last season in completing 60 percent of his passes for 1,598 yards with 11 TDs and eight INTs and will look to get even better in 2010.

21. Idaho Vandals (8-5, 8-5 ATS in 2009) – In any other conference in America, QB Nathan Enderle would have garnered all-conference honors last season and would be considered one of the conference favorites for Offensive Player of the Year. Last season, Venderle completed over 60 percent of his passes for 2,906 yards with 22 TDs and nine INTs while leading the Vandals to their first winning season of the decade.

20. Oregon State Beavers (8-5, 7-5 ATS in 2009) – Over the last decade, the Beavers have been one of the best teams against the NCAA betting odds in the country, going 68-48-1 ATS. With the return of the Rodgers brothers (WR James and RB Jacquizz), HC Mike Riley’s Beavers have one of the most formidable offenses in the Pac-10 and should once again challenge for the Pac-10 title now that the Trojans are ineligible to take home the trophy.

19. North Texas Mean Green (2-10, 5-7 ATS in 2009) – With only five wins over the past three seasons, it seems rather unlikely that North Texas could be on any Top 25 list, but the Mean Green have 17 returning starters and a very manageable schedule. RB Lance Dunbar had a monster season for North Texas last year, carrying the ball for 1,378 yards and 17 touchdowns en route to 1st team All-SBC honors in 2009. Dunbar looks to continue the tradition of quality running backs at North Texas, following in the footsteps of Jamario Thomas and Cedric Cobbs.

18. Baylor Bears (4-8, 5-7 ATS in 2009) – Many pundits thought that 2009 would be the year that the Baylor Bears turned the corner, but those dreams were derailed in Week 3 after sensational QB Robert Griffin tore his ACL and back-up QB Blake Szymanski injured his shoulder. Griffin looks like he is back to form though and if he can stay healthy has a real chance to take the Bears to their first bowl appearance since 1994.

17. Miami Redhawks (1-11, 5-7 ATS in 2009) – Things haven’t looked good in Oxford over the past half decade, but there is reason for Redhawks fans to be excited in 2010. In HC Mike Haywood’s second year, the Redhawks return 19 starters from 2009 while many of their opponents in the MAC East are reloading. Miami probably isn’t good enough to make a bowl this season, but should keep games close and cover a lot of college football gambling spreads.

16. UTEP Miners (4-8, 5-7 ATS in 2009) – Inconsistent wouldn’t even begin to describe the UTEP Miners’ 2009 season. In their first C-USA game of the season, the Miners upset #12 and then undefeated Houston 58-41 as a two TD underdog on the NCAA gambling odds. In UTEP’s very next game they suffered an embarrassing 15 point loss at Memphis, giving the Tigers their only FBS win of 2009. With one of the best backfield tandems in the conference in QB Trevor Vittatoe and All-American RB Donald Buckram, the Miners will be able to put up a lot of points this season.

15. South Carolina Gamecocks (7-6, 7-5 ATS in 2009) – With the graduation of the record-setting Tim Tebow, the SEC East is the most open its been in years and the Gamecocks are in good position to take advantage of this. They usually have one of the better defenses in the country and if QB Stephen Garcia can continue to develop like he has over the past two seasons, South Carolina could flirt with a 10 win season.

14. Connecticut Huskies (8-5, 9-2-1 ATS in 2009) – Few would deny that Randy Edsall has done one of the best jobs in the country in guiding UConn from the FCS level to the FBS level. Over the past three years, Edsall has really hit his stride with the team going 25-14 and winning back-to-back bowl games. The Huskies have also been one of the best teams for NCAA wagering enthusiasts with the team going 63-42-2 ATS since 2000.

13. Texas A&M Aggies (6-7, 6-7 ATS in 2009) – Mike Sherman’s Aggies benefit from only having four road games this year, and in only one of those four road games (@ Texas) will they be a prohibitive underdog. Texas A&M has 16 returning starters this season, including QB Jerrod Johnson who passed for 3,579 yards to go with 30 TDs against just eight interceptions on his way to a 2nd team All-Big 12 selection in 2009.

12. UCF Knights (8-5, 9-3 ATS in 2009) – Last year, not much was expected of the UCF Knights after a 2008 campaign in which the Knights had one of the worst offenses in the country. However, HC George O’Leary turned to the running game last year and found a valuable asset in RB Brynn Harvey. Last season, Harvey ran for 1,109 yards and 14 touchdowns while picking up 3rd team All-C-USA honors. Harvey suffered a knee injury in spring, but is expected to miss no more than a few games at most.

11. Michigan Wolverines (5-7, 5-6 ATS in 2009) – HC Rich Rodriguez might be on the hottest seat in the country after managing just an 8-16 record and zero bowl appearances in his first two seasons as the head coach of one of the most storied programs in the country. This season, though, will be the first where Rodriguez has a clear-cut choice at QB to run his system in Tate Forcier. With Forcier at the helm, the Wolverines will almost certainly improve on their paltry 7-16 mark against the CFB betting line over the past two seasons.

10. Temple Owls (9-4, 8-4 ATS in 2009) – Al Golden has done a remarkable job in turning around a horrific Temple program that hadn’t made a bowl game in 30 years prior to the Owls making the EagleBank Bowl in 2009. This season, the Owls return almost all of their skill position players and 16 starters to a team that should be considered the favorite to win the MAC East.

9. North Carolina Tar Heels (8-5, 5-6 ATS in 2009) – North Carolina may have the best defense in the country this season with a bevy of NFL prospects at every position along the defensive front. DE Robert Quinn, LB Quan Sturdivant, CB Kendric Burney, and FS Deunta Williams all garnered 1st team All-ACC selections in 2009, while DT Marvin Austin, LB Bruce Carter, and SS Da’Norris Searcy all picked up 2nd team honors. With 19 returning starters in all, the Tar Heels should be one of the best teams against the NCAA odds in 2010.

8. Nevada Wolfpack (8-5, 7-6 ATS in 2009) – When QB Colin Kaepernick pulls the strings, the Wolfpack have one of the most exciting offenses in the country. Last season, Nevada managed an NCAA first when the Wolfpack had three different players (Kaepernick, Vai Taua, and Luke Lippencott) rush for over 1000 yards. In WAC play, the Wolfpack have been especially great the past five seasons, going 26-14 ATS for CFB wagering fans over that time.

7. Washington Huskies (5-7, 7-5 ATS in 2009) – Jake Locker is considered by many to be the top pick in the 2011 draft, and the strong-armed quarterback showed off just what he could do in his first year under new HC Steve Sarkisian. In 2009, Locker became much more polished as a quarterback, throwing for 2,800 yards with 21 touchdowns and 11 interceptions in a season where they flirted with a bowl bid. This year, with 18 returning starters, the Huskies will be in great shape to make their first bowl appearance since 2002.

6. Notre Dame Fighting Irish (6-6, 4-8 ATS in 2009) – Although QB Jimmy Clausen and WR Golden Tate have departed, the Fighting Irish are primed to turn some heads in the first year of new HC Brian Kelly. Kelly had one of the best offenses in the country at Cincinnati last year and inherits an offense with a lot of weapons in RB Armando Allen, WR Michael Floyd, and TE Kyle Rudolph. The key to the season for Notre Dame will be how well sophomore QB Dayne Crist can perform in his first season running the offense.

5. Florida State Seminoles (7-6, 4-8 ATS in 2009) – Before getting hurt, QB Christian Ponder looked well on his way to having one of the best seasons in school history. Still, Ponder finished with great numbers, completing 68.8 percent of his passes for 2,717 yards with 14 TDs and seven picks. He’ll also have the luxury of being behind one of the best and most experienced offensive lines in the country, anchored by Jacobs Award winning LG Rodney Hudson.

4. Auburn Tigers (8-5, 6-6 ATS in 2009) – Despite questions over whether he was the right man for the job or not, HC Gene Chizik led the Tigers to a respectable season in 2009. With the help of offensive guru Gus Malzahn, the Tigers offense went from one of the worst in the SEC in 2008 (17.3 PPG) to one of the best in the conference last year (33.3 PPG). The Tigers dodge both the Vols and the Gators in conference play and with eight home games could turn many heads this NCAA wagering season.

3. Middle Tennessee State Blue Raiders (10-3, 10-3 ATS in 2009) – QB Dwight Dasher may have been playing in the lowly Sun Belt last season, but his numbers were good enough for any conference in the country. The athletic Dasher turned a lot of heads in 2009, by throwing for 2,789 yards along with 23 TDs and 14 INTs while also running for 1154 yards and 13 scores. With Dasher under center, the Blue Raiders have a very good chance for back-to-back 10 win seasons.

2. Cincinnati Bearcats (12-1, 5-7 ATS in 2009) – Though QB Tony Pike and HC Brian Kelly have since departed, the Bearcats should still have one of the best offenses in the Big East in 2010 under new HC Butch Jones and QB Zach Collaros. Collaros was impressive in his limited playing time in 2009, completing 75 percent of his passes for 1,434 yards with ten TDs against just two INTs. USC transfer WR Vidal Hazelton will also pack some punch to a WR corps that lost Mardy Gilyard.

1. Nebraska Cornhuskers (10-4, 9-5 ATS in 2009) – Since taking over for Bill Callahan, Bo Pelini has brought respect back to the Blackshirts and pride back to Husker Nation. Pelini’s Huskers were one last second FG away from making it to a BCS bowl and ruining Texas’ undefeated season in the Big XII Title Game, and although they do lose Heisman Trophy candidate DT Ndamakong Suh, Nebraska returns six starters to the defense that only gave up 10.4 PPG last CFB gambling season.