Former Top 10 teams will face off in the Insight Bowl on Tuesday night at Sun Devil Stadium in one of the most intriguing bowl games of the season. The Missouri Tigers still have a chance to finish this year in the Top 10 in the nation, but the Iowa Hawkeyes are just trying to end the season with a flurry after losing a number of games on the campaign down the stretch. Which team will you make your college football picks with on Tuesday night? Don’t be shocked if these three keys turn out to be the difference maker one way or the other.

Key #1: The Hawkeyes need to believe that they can win even without a pair of their offensive stars
As we mentioned earlier, Iowa got into the Top 10 in the nation as early as Week 2 this year, but a 34-27 loss to the Arizona Wildcats ended those dreams. Still, the Hawkeyes were ranked as the highest one loss team in the country for awhile, then were one of the highest two loss teams after losing by a point to the Wisconsin Badgers, and then they were the highest ranked three loss team in the land after losing to the Northwestern Wildcats. However, at that point, the wheels really fell off. The Hawkeyes were downed by the Ohio State Buckeyes and Minnesota Golden Gophers to end the campaign to drop out of the Top 25. To make matters worse now, they lost the services of leading rusher RB Adam Robinson and WR Derrell Johnson-Koulianos to suspension for the Insight Bowl. There really aren’t a ton of tremendous athletes for the Hawkeyes to count on at this point, but QB Ricky Stanzi is one of the best signal callers in the history of this school. This is a man that had not lost a game as a starter until that duel in the desert earlier this year, and he has found a way to overcome all sorts of odds. Head Coach Kirk Ferentz is one of the best in the nation, and he is always on the NFL short lists for jobs, though he has never left Iowa. If the Hawkeyes buy into their head coach and their scheme in spite of their losses at the end of the season, they’ll be able to stick around with one of the best teams in the nation.

Key #2: Missouri’s defense has to stay strong in one of its toughest games of the season
When you think of the Tigers, you think of a team that really loves to go aerial and put a lot of points on the board, and though this has been the case for several years, the difference that made Missouri a legitimate BCS Championship contender for a good chunk of the season was a defense that kept teams to just 15.2 points per game, good enough to rank No. 6 in the land. There were five teams kept to single digits this year, including in each of the last two games of the season. One of those four came against the Texas A&M Aggies, who ended up with a better bowl bid in the Cotton Bowl than the Tigers. Mizzou ended up beating six bowl teams this year, more than most in the country, and certainly more than many in the Big XII. There wasn’t a team that scored more than 31 points this year against the Tigers, and that includes the high flying Oklahoma Sooners and the surging San Diego State Aztecs. This wasn’t always a fantastic team in terms of total yards this year, averaging allowing 346.9 yards per game, but there is no doubt that this is a team that knows how to bend, but not break. Iowa’s offense is a lot more efficient than its numbers suggest, but this is certainly going to be a tremendous challenge against one of the best units in the Big XII.

Key #3: Blaine Gabbert needs to look like a pro in the face of a stout defense
We already mentioned that the Tigers are used to throwing the ball all over the place, and that really wasn’t an exception this year. There wasn’t a man that had 100 carries this year for Mizzou, while Gabbert threw the pigskin 418 times. However, for a player that was supposed to at least be an outside contender for the Heisman Trophy this year, Gabbert just didn’t put together the numbers necessary. He threw for just 2,752 yards and 15 TDs, a far cry from his 3,593 yards and 24 scores on the year in 2009. WR TJ Moe and WR Michael Egnew were the top two targets for this team, as the two combined for 160 receptions and 1,591 yards with ten of the team’s 16 passing TDs for the year. Iowa’s defense has a ton of potential NFL stars on it, but it really isn’t all that deep. Still, these Hawkeyes allowed just 312.5 yards and 16.4 points per game in the Big Ten, one of the more surprising offensive conferences in the nation this year.

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The Sunshine State is the home to a number of bowl games, but this one at the Florida Citrus Bowl between the West Virginia Mountaineers and the NC State Wolfpack is one that you certainly aren’t going to want to miss! These two teams play vastly differing styles of play, and they are expecting to put on a great show. But before you make your Champs Sports Bowl picks, be sure to take a peek at the three keys to the game that will determine the winner of this one on December 28th.

Key #1: Noel Devine finally needs to shine
2010 was supposed to be a season in which Devine really shined as a potential Heisman Trophy candidate. However, he never even emerged as one of the top players on the Mountaineers, let alone one of the best in the Big East or the best in the country. Devine did carry the ball 201 times this year, and in Morgantown, they had to figure that that would have been good enough for the senior to rush for at least 1,200 yards based on his history. However, an average of just 4.4 yards per carry was easily the lowest in his career. Devine only had 886 yards, and he didn’t even lead the team in rushing TDs, let alone total TDs. Over the course of the last two games against the Rutgers Scarlet Knights and the Pitt Panthers, Devine only has 17 carries for 58 yards, and he hasn’t found the end zone. There is no doubt that the Fort Myers product can leave school with a bang, as he has rushed for 4,267 yards in his illustrious career, but we really haven’t seen anything of late that has suggested that. More importantly for Devine, he is going against the No. 10 rush defense in the land at 106.9 yards per game. NC State did a great job against some of the better backs that the ACC has to offer this year, and if this is any indicator, Devine very well could struggle again.

Key #2: Russell Wilson must take care of the football
There really isn’t a more fierce defense that you’re going to find outside of the BCS games than that of the Mountaineers. WVU ranks No. 2 in the land in total ‘D’ at 248.8 yards per game, and as a result, there was no team that scored more than 21 points against this team all season long. The defensive line has been absolutely dominating at times, and there is a real chance for this unit to get into the face of QB Russell Wilson all day long. Wilson has put together an offense that has averaged over 400 yards and 32 points per game, but he has the ability to really turn the ball over as well. Wilson has been picked off 14 times this year, and he has had a few outings with multiple INTs. This is a man that, as a freshman, broke the record for most passes by a freshman without a pick, and Wilson has only gone backwards from there. If the junior can’t take care of the football against this defense, there’s going to be absolutely no chance to beat the Champs Sports Bowl odds.

Key #3: Someone for the Wolfpack has to emerge as a leader on the ground
Remember that Wilson has the ability to do this as well. Against the Florida State Seminoles, Wilson was all over the field as both a runner and a thrower, and though he only had 394 yards on the season, he can run for 100 yards against a napping opponent that doesn’t keep him inside the pocket. Aside from Wilson though, the backs for the Wolfpack are nothing to write home about because they are both freshman that have a lot of growing to do. RB Mustafa Greene rushed for 584 yards and four scores on the campaign, while RB Dean Haynes had 320 yards and three visits to the end zone. Again, we have to stress just how good the Mountaineers are in their front four, but if there aren’t at least a few holes that are opened up for the NC State offensive line, there’s just no hope. The Wolfpack ranked No. 95 in the land in the rushing game at 125.8 yards per game this year, but they would love to be able to reach this point on Tuesday against a rush defense that ranked No. 2 in the country at 82.6 yards per game.

Triple option fans will revel in this one on Monday night at the Independence Bowl, where we’ll make our college football picks on the duel between the Georgia Tech Yellow Jackets and the Air Force Falcons. These two teams have virtually similar resumes to work with, and though Air Force had the better record, Georgia Tech clearly had the more difficult schedule. Both teams could be missing key pieces to the puzzle as well, which could make this one very, very interesting. Check out our keys to the game for beating the Independence Bowl odds on Monday.

Key #1: Jared Tew has to be a part of the offense again after the long layoff
Tew was really expected to be the key cog in the triple option attack this year for the Falcons, and we was off to a great start, running for 540 yards and three TDs on 110 carries over the course of the first half of the season. However, he broke his leg, which was thought to end his senior season. From “out for the season” to “probable,” Tew has worked his way up the depth chart and has worked himself into game condition again. He’ll probably give it a go here in the Independence Bowl, but whether he is going to be able to really be himself or not after over two months off is a different question. The three year letterman at Air Force has rushed for over 1,800 yards for his career, and he would love nothing more than to be able to cap it all off with a great performance in a bowl game in his career season.

Key #2: Tevin Washington has to prove that he can beat a bowl team
Just as Air Force had some problems with Tew being out of the lineup, QB Josh Nesbitt has been out as well. He has been out of the fold for the last four games of the regular season, which has left Washington, the future leader of this triple option in charge. The sophomore has thrown for 376 yards and has rushed for 383 more yards. However, he has turned the ball over quite a bit, and since he has taken over under center, the Ramblin’ Wreck have three losses and just one win, and the one ‘W’ came against the Duke Blue Devils. Head Coach Paul Johnson knows that the key of this triple option offense is that the quarterback has to make sound decisions and cannot turn the ball over, and really only scoring a substantial amount of points against two very poor defensive teams in the Georgia Bulldogs and Duke Blue Devils doesn’t do anything for us. Washington really has to step his game up after a month of practice to beat the Falcons.

Key #3: Georgia Tech has to be prepared for a team that has really played a tough slate
We made mention that the Ramblin’ Wreck played a better schedule, but we really can’t discount the fact that the Falcons really played a brutal slate. This was a team that hung around with the Oklahoma Sooners on the road and nearly took out the San Diego State Aztecs at Qualcomm Stadium as well. The three TD win over the BYU Cougars really does look impressive, and a 14-6 victory over the Navy Midshipmen proved that Air Force could stop the triple option as well. The bottom line is that the Academy really has seen it all, and there is no way that this is going to be a team that is intimidated going into this one. Georgia Tech, on the other hand, only has two wins over bowl teams this year, with the better team on the bunch being the North Carolina Tar Heels. However, ‘W’s against the Tar Heels and the Middle Tennessee State Blue Raiders really don’t do anything for us, especially knowing that the one win with Washington calling the shots was the Duke Blue Devils.

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For the first time in the history of the program, the Florida International Golden Panthers are going to be playing in a bowl game. They’re heading to the Motor City in this post-Christmas treat in order to make your college football picks, as they take on the Toledo Rockets in a standalone game on Sunday night. Which team will help make great Little Caesars Bowl picks for you this weekend? Find out with these three keys to the game.

Key #1: Wesley Carroll has to be the leader for FIU both on the field and on the sidelines
Carroll transferring to Florida International really made a tremendous difference this year for the Golden Panthers. They know that the need to really get some strong leadership in this game, and Carroll is the only player that has even sniffed a bowl game before. Carroll was the starting quarterback in the 2007 Liberty Bowl, which featured an ugly 10-3 win for the Mississippi State Bulldogs over the UCF Knights for the team’s first bowl win in a number of years. Carroll went 8-of-18 for 39 yards with a pick, and he ran for 21 yards in the victory, but we have to remember that he was only a freshman at that point. Now, he is a senior leader for a very young team that is clearly on the rise in the Sun Belt. His numbers were exactly stellar this year, as he only threw for 2,483 yards with a TD/INT ratio of 15/13, but he was clearly head and shoulders above most of the rest of the signal callers that the Sun Belt had to offer this year. Carroll helped Head Coach Mario Cristobal put together a well balanced offense, and averaging 403.8 yards and 28.3 points per game were both the all-time highs for the Golden Panthers in their brief history.

Key #2: With Austin Dantin out, the offensive line has to help the Rockets
QB Austin Dantin was having a great year for the Rockets before he was injured at the end of the season, which really has only left QB Terrance Owens left to lead this offense. Owens has played relatively well in his first collegiate action as well, completing 60.3 percent of his passes for 1,112 yards and 12 TDs against just two picks, and he might be well on his way to having a great career at Toledo. However, at times, he has been flustered this year, and he clearly doesn’t have the legs that Dantin had, which limits his ability to escape. That means that Owens is going to want to turn around and hand the ball off to RB Adonis Thomas quite a bit. Thomas averaged a whopping 6.0 yards per carry this year, and though he didn’t quite reach 1,000 yards on the season, he did score six times and is a legitimate threat to make it to the century mark in every game that he plays. The trick is going to be opening up holes for Thomas and giving Owens time in the pocket to deliver the football. That means that this offensive line is going to have to play quite well against the Golden Panthers, who had a sneakily good defense this year at 365.1 yards per game allowed.

Key #3: FIU must stop the man that Toledo must get the ball to: Eric Page
Through three games this year, WR Eric Page only had 13 catches for 156 yards and a TD. In his final nine games, the sophomore averaged a whopping 9.0 catches and 102.8 yards per game, and he scored seven times. For his career, Page already has 176 catches for 2,240 yards and 15 trips to the end zone, and he is going to be a force to be reckoned with in this one even though he is only a sophomore. These last two games of the regular season, wins against both the Bowling Green Falcons and Central Michigan Chippewas, produced 21 catches for 238 yards and three TDs, and Page has also found the end zone in five straight. The Golden Panthers ranked No. 40 in the country against the pass this year at 205.5 yards per game. They did have a few games this year in which they faced some great receivers, and for the most part, they did fairly well. They kept WR Jeff Fuller down to just four grabs for 73 yards for the Texas A&M Aggies, and they limited WR Jerrel Jernigan for the Troy Trojans to just 32 yards in spite of the fact that he had ten receptions.

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The Hawaii Bowl is the early Christmas gift for NCAA football betting fans each and every season, and this year is no exception. For those on the Big Island, the chance to see the home team play at Aloha Stadium is the perfect present. The Hawaii Warriors will take on the Tulsa Golden Hurricane in the Sheraton Hawaii Bowl. Ready to make your college football picks in this one? Be sure to take a look at the three big time keys to this game that will help determine the winner.

Key #1: Tulsa’s pass defense absolutely has to find some sort of help
This was the Achilles heel for the Golden Hurricane all season long, and this is absolutely the worst possible matchup for them to take on in this bowl season. They were one of the few teams in the land that allowed at least 300 yards per game to opposing aerial assaults, and there were several games this year in which teams dropped at least 400 yards on them. To make matters worse for Tulsa, Hawaii has a passing game that has averaged over 380 yards per game this year, and QB Bryant Moniz is the only man in the country that has the ability to throw for 5,000 yards. WR Greg Salas has 1,675 yards and 12 scores this year, but there is no doubt that WR Kealoha Pilares is the best No. 2 receiver in the land, WR Royce Pollard is the best No. 3 receiver in the land, and WR Rodney Bradley is the best No. 4 receiver in the land. Pilares had 15 TDs this year, one of the highest marks in major college football, while Pollard and Bradley combined for 1,283 yards on 104 receptions with seven TDs, numbers which most teams would be thrilled to have out of their first and second receivers. If there’s no stopping Moniz, there’s no stopping Hawaii, particularly at home where the team really shined.

Key #2: Hawaii needs to keep its offense well rounded
The Warriors aren’t just a one dimensional team. They did rank No. 1 in the country in the passing game, but they weren’t without their abilities to run the football either. RB Alex Green had the highest yards per carry average against qualified running backs at 8.8 yards per rush. He had just 133 attempts this year, but he made the most of them, rumbling for 1,168 yards and 17 TDs. The beauty for Green was that he really blew up at the end of the season, accounting for 453 yards and four TDs over the course of the last two games of the season. Only the best well rounded teams have really torched this Tulsa defense, though everyone had its licks. This is going to be the man that really has to be stopped for the Golden Hurricane to at least have a half of a chance to beat the Hawaii Bowl lines.

Key #3: GJ Kinne has to be virtually perfect
It’s really easy to say that a quarterback playing a perfect game is going to be the key to victory, but for Tulsa, this isn’t an exaggeration whatsoever. He really might have to play a perfect game to cover up the inevitable blunders of his defense. We know that the Warriors are going to score. The question is whether or not the Golden Hurricane can keep up or not. The ball was in Kinne’s hands 574 times this season, one of the highest totals in the land. He was the team’s top passer with 3,307 yards and 28 TDs against ten picks, and he was also the leading rusher with 557 yards and seven scores. However, perhaps even more importantly, Kinne has to make the decision about who he wants to get the ball in the hands of. There wasn’t a legitimate running back on this team that had even 400 yards on the ground, and the top rusher aside from him was WR Damaris Johnson, who had 462 yards on 50 carries, mostly on sweeps from the outside. Mistakes just cannot be made from the point that the snap is taken to the point that the ball leaves his hands, as every decision is crucial. This was a Hawaii defense that was great at forcing turnovers this year. DB Mana Silva had eight picks this year and led a ‘D’ that allowed just 341.8 yards and 22.7 points per game. Though these numbers only ranked No. 40 and No. 42 respectively in the country, they were more than good enough to beat up opponents thanks to an offense that has the ability to be picture perfect.

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The Boise State Broncos and Utah Utes were two of the best mid major programs all season long, but both fell upon hard times and lost games inexplicably to take them out of the BCS race. Though neither one is playing in that illustrious game that they were hoping for, they are going to meet up in Sin City on Wednesday night in the MAACO’s Las Vegas Bowl, with some big time bragging rights on the line. Boise State will be taking Utah’s spot in the Mountain West Conference in the future, while the Utes head over to the Pac-10. But which team will grab the upper hand when these two match wits on Wednesday night? Check out our keys to the Las Vegas Bowl here at Bankroll Sports.

Key #1: Does Boise State want to be here?
All too often, teams that think they are heading to BCS games that end up playing in secondary events don’t really prepare the same sort of way that they would have if they were in the big bowls. Quite often, the end result shows the team that wanted to be in the game playing a significantly better game than the one that really didn’t want to be there. The Broncos definitely still have to feel spurned just a bit by the BCS in spite of the fact that their one loss came against a team ranked in the Top 20. Still, the WAC shouldn’t have been so difficult this year that they were beaten to the point that they didn’t win the conference crown. Head Coach Chris Petersen definitely has his work cut out for him to be able to make sure that when this one kicks off on Wednesday night that his boys are ready to give its best shot. If it does, this game really shouldn’t be all that close.

Key #2: Terrance Cain must play like a star
When you’re going against a defense that is allowing just 155.8 yards per game through the air, you know you have your work cut out for you, especially when that team held the Hawaii Warriors under 200 passing yards for the game earlier this year. QB Jordan Wynn is being held out of this game with an injury, which has really opened the door for the senior leader of this team, Cain, to take charge once again. Cain really found himself on the short end of the stick in Salt Lake City last year when Wynn, the freshman young gun, came in and played tremendous ball. In last year’s Poinsettia Bowl, Wynn threw for three TDs and had a true bust out game. Though he didn’t play poorly this year, Wynn never really looked like an elite QB in his sophomore campaign, throwing for 2,334 yards and 17 TDs against ten picks. Cain got to start two games and play some mop up time in a few others. For the most part, he played very, very well, throwing for 610 yards and six scores against two INTs. His blunder though, came in the final game of Utah’s season in the Holy War against the BYU Cougars. Cain came in to relieve to injured Wynn and went just 2-for-7 for eight yards with two INTs, nearly costing the Utes the game. He is the man that needs to really be in charge for the underdogs in this one to be able to spring the upset.

Key #3: Boise State’s offense needs to be heroes and prove that they aren’t a product of the weak WAC
In games against teams from outside the major conferences and outside the Top 25 this year, Boise State averaged a stunning 52.2 points per game. It tallied at least 48 in all eight of those games and really played some tremendous ball. However, in its four games against teams from BCS conferences or those against teams from the Top 25 (or nearly in the Top 25) from the WAC, the Broncos only averaged 35.8 points per game and never scored more than 42 in any of those. Now, there’s no shame in averaging 35.8 points per game against any type of schedule in the country, but if they’re going to beat a number like this one and make for successful Las Vegas Bowl picks, the Broncos need to make sure they exceed this number on the scoreboard against the Utes. Putting up all of these yards and points is nice, but doing it against the best competition in the country is what is really going to make the difference. Unfortunately for Boise State, especially against a defense that is averaging allowing just 319.7 yards and 19.8 points per game against a significantly tougher schedule, it really might not be able to just run wild like it thinks it will.

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The Louisville Cardinals fought long and hard all season long to beat the college football odds often enough to make it to the Beef O’Brady’s Bowl in St. Petersburg, FL. The Southern Mississippi Golden Eagles had an up and down season, but they were certainly one of the best teams in a very respectable Conference USA. These two are going to be in the Sunshine State on Tuesday, December 21st to continue the bowl season. Check of these three keys to the game for these two teams as they get ready to wage war against each other and before you make your Beef O’Brady’s picks.

Key #1: Bilal Powell must be strong for the Cardinals
Louisville thought that it was going to be a team that was based on the pass all season long, but Head Coach Charlie Strong really found a diamond in the rough in the form of Bilal Powell. Powell, who hadn’t rushed for even 400 yards in a season prior to this, busted out for easily the biggest year of his life, rushing for 1,330 yards and ten TDs. The rushing attack was great for the Redbirds all season long, averaging 181.9 yards per game, ranking No. 32 in the land. With Adam Froman dealing with a leg injury, Powell is going to be the man in charge of this offense. Southern Miss had one of the best defenses in Conference USA this year against opposing ground games, allowing just 109.8 yards per game. One way or the other, this is going to be the biggest key for both teams, as Powell won’t just be providing points to the game, but will be keeping that potent SMS offense off of the field.

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Key #2: The “better” SMS defense has to be the one that comes to play
We’ve mentioned how great the Golden Eagles were against the rush this year, but part of the reason for that is because teams have been destroying their secondary all year long. They gave up 248.8 yards per game through the air, ranking No. 103 in the nation. This defense was torched for at least 41 points five times this year, including basically every game against a rock solid offense. Louisville, at least by Big East standards, didn’t have a great ‘O’ this year, but there’s no telling what could happen when you pit these teams against each other from these different conferences, especially when you’re talking about bowl games with weeks and weeks to prepare for the games. However, we know if the bad ‘D’ that allowed 56 points to the Tulsa Golden Hurricane in the finale of the regular season, the Golden Eagles really don’t stand even half of a chance of winning this game.

Key #3: The passing game has to get something going for the Golden Eagles
This is going to be a fantastic showdown between these two units. The Golden Eagles have one of the most dynamic offenses in the country, and the argument could be made that this might be the best SMS offense in the school’s history. There weren’t a ton of teams that averaged at least 200 yards per game both through the air and on the ground. QB Austin Davis has rushed for 436 yards and has thrown for 2,898 yards. He really only had a few games to really be disappointed with, and for every game that was a dud, he had at least one that was a real stud effort. The ground game for the Golden Eagles is likely to at least something going, as there are just too many good rushers on this team, including RB Kendrick Hardy, RB Desmond Johnson, and RB Tracey Lampley, all of which had at least 350 yards on the year. Davis needs to be a rock in this one and work the ball around to all of his targets. The Big East wasn’t a fantastic passing league this year, which probably skews some of the numbers for the Louisville passing defense. Still, this is no mistake the Strong came over from the University of Florida and immediately made this defense a formidable one. The Cards averaged allowing just 162.5 yards per game this year, ranking No. 9 in the country.